Medicare Advantage plans may be available to retirees who have met the retirement criteria of their former employer and live in the Kaiser Permanente Washington Medicare Advantage service area. These plans may be subsidized by the former employer and typically offer significantly greater benefits than individual marketplace Medicare Advantage plans.
Both of the following programs offer out-of-pocket maximums and copays that are usually lower than most individual Medicare Advantage plans:
- The Federal Employees Health Benefits (FEHB) Program
- The Public Employees Benefits Board (PEBB) Program
If you have clients currently enrolled in employer-sponsored retiree plans who are interested in an individual Medicare Advantage plan, please urge them to reach out to their employer benefits administrator before making a change. Clients should ask how that change may impact their current coverage before submitting an enrollment request. These plans may also have specific rules about leaving employer-sponsored coverage to enroll in individual Medicare Advantage plans.